Rent vs Buy Calculator
Switch residency to auto-update deposit (UAE rules).
Deposit is auto-calculated using UAE LTV guidance. Editable if needed.
Deposit logic: UAE Nationals: 15% (≤ AED 5M) / 25% (> AED 5M). UAE Residents: 20% / 30%. Non-Residents: 35% / 40%.
Monthly mortgage
-- AED
Estimated monthly payment based on inputs
Current monthly rent
-- AED
Annual rent / 12
Net worth comparison over time
Buying builds long-term wealth while renting leads to a steady decline in net worth. See the impact clearly below.
Potential savings by buying
See how your potential savings will grow over time when buying compared to renting.
*Estimates only. Does not include maintenance, taxes, insurance, fees, or opportunity cost.