Dubai · Off-Plan · 2026
Flexible Payment
Plan Configurator
Dubai Real Estate · RERA Regulated · DLD Registered
Compare Dubai's leading off-plan payment structures side by side. Calculate your exact commitments across 30/70, 40/60, and 1% monthly plans.
Live Market Data · Updated 2026
Interactive Calculator
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Property Price (AED) AED
2,000,000
AED 500KAED 10M
Post-Handover Period
3 Years
1 Year5 Years
Conservative Entry
30/70
Pre-Handover / Post-Handover
Booking Deposit
AED 100,0005% of property
During Construction
AED 500,00025% over milestones
On Handover
AED 00% at keys
Post-Handover
AED 1,400,00070% over 3 years
Monthly Payment
AED 38,889Interest-free
Total Investment
AED 2,000,000
Most Popular
Balanced Structure
40/60
Pre-Handover / Post-Handover
Booking Deposit
AED 100,0005% of property
During Construction
AED 700,00035% over milestones
On Handover
AED 00% at keys
Post-Handover
AED 1,200,00060% over 3 years
Monthly Payment
AED 33,333Interest-free
Total Investment
AED 2,000,000
Investor Favourite
1% / Month
Monthly Post-Handover Plan
Booking Deposit
AED 100,0005% of property
During Construction
AED 300,00015% over milestones
On Handover
AED 00% at keys
Post-Handover
AED 1,600,00080% at 1%/month
Monthly Payment
AED 20,0001% of property price
Total Investment
AED 2,000,000
Payment Timeline
Detailed Schedule
| Phase | Milestone | % Due | Amount (AED) | Progress |
|---|---|---|---|---|
| Booking | Reservation & SPA Signing | 5% | ||
| Construction | Foundation Complete | 5% | ||
| Construction | Structure 25% Complete | 5% | ||
| Construction | Structure 50% Complete | 7.5% | ||
| Construction | Structure 75% Complete | 7.5% | ||
| Handover | Keys & Title Deed | 0% | ||
| Post-Handover | Year 1 (12 installments) | 23.33% | ||
| Post-Handover | Year 2 (12 installments) | 23.33% | ||
| Post-Handover | Year 3 (12 installments) | 23.34% | ||
| Total | 100% |
| Phase | Milestone | % Due | Amount (AED) | Progress |
|---|---|---|---|---|
| Booking | Reservation & SPA Signing | 10% | ||
| Construction | Foundation & Piling | 5% | ||
| Construction | 30% Construction | 7.5% | ||
| Construction | 60% Construction | 7.5% | ||
| Construction | 90% Construction | 10% | ||
| Handover | Keys & Title Deed | 0% | ||
| Post-Handover | Year 1 (12 installments) | 20% | ||
| Post-Handover | Year 2 (12 installments) | 20% | ||
| Post-Handover | Year 3 (12 installments) | 20% | ||
| Total | 100% |
| Phase | Milestone | % Due | Amount (AED) | Progress |
|---|---|---|---|---|
| Booking | Reservation & SPA Signing | 5% | ||
| Construction | Construction Milestones | 15% | ||
| Handover | Keys & Title Deed | 0% | ||
| Post-Handover | 1% / Month (ongoing) | 80% | ||
| Total | 100% |
Active Developers · 2026
Dubai's Leading Developers
Prominent developers currently offering post-handover payment plans in Dubai's off-plan market as of 2026.
Emaar Properties
40/60 · 30/70 Plans
Golf Place II – Dubai Hills Estate
Arabian Ranches 3 – Multiple Clusters
Greenside Residence – 10/80/10 Plan
The Valley Phase 2 – Q4 2027
Arabian Ranches 3 – Multiple Clusters
Greenside Residence – 10/80/10 Plan
The Valley Phase 2 – Q4 2027
DAMAC Properties
Post-Handover · Flexible
DAMAC Lagoons – Mediterranean Clusters
ELO 3 – Latest Launch 2026
Safa One – De Grisogono
Starting from AED 699K
ELO 3 – Latest Launch 2026
Safa One – De Grisogono
Starting from AED 699K
Danube Properties
1% Monthly · Signature Plan
Bayz 102 – Business Bay
Fashionz – JVT
Sportz – Dubai Sports City
1% p.m. post-handover
Fashionz – JVT
Sportz – Dubai Sports City
1% p.m. post-handover
Sobha Realty
60/40 · Premium Plans
Sobha Hartland Greens – MBR City
Sobha One – Ras Al Khor
Sea Haven – Dubai Creek
Gross ROI 7–9%
Sobha One – Ras Al Khor
Sea Haven – Dubai Creek
Gross ROI 7–9%
Ellington Properties
Post-Handover · Boutique
One River Point – Business Bay
DT1 – Downtown Dubai
Belgravia Heights – JVC
Premium finishes · Limited units
DT1 – Downtown Dubai
Belgravia Heights – JVC
Premium finishes · Limited units
Nakheel / Meraas
10/70/20 · Developer Plans
Palm Jumeirah – Exclusive Villas
Dubai Islands – Waterfront
Madinat Jumeirah Living
From AED 1.46M
Dubai Islands – Waterfront
Madinat Jumeirah Living
From AED 1.46M
Binghatti
40/60 · Fast Delivery
Binghatti Mercedes – JVC
Binghatti Azure – JVC
Bugatti Residences – Business Bay
Strong rental yields
Binghatti Azure – JVC
Bugatti Residences – Business Bay
Strong rental yields
Expo City
50/50 · Post 2.5 Years
Mangrove Residences
50% post-handover over 2.5 years
Green community · Expo legacy
Sustainable smart living
50% post-handover over 2.5 years
Green community · Expo legacy
Sustainable smart living
Costs & Regulatory Fees
Dubai Transaction Costs
%4
DLD Transfer Fee
Dubai Land Department registration fee on property value. Payable on title transfer.
AED 4,200
Oqood Registration
Off-plan property registration via RERA's Oqood system. Protects buyer rights legally.
%2
Agency Commission
Standard broker fee for off-plan transactions. Often waived when buying direct from developer.
AED 2–3K
Admin Fees
Developer administration and NOC fees. Varies by developer and project type.
%0
Interest Rate
All developer post-handover plans are 100% interest-free. No hidden finance charges.
%7–10
Annual Rental ROI
Average gross rental yields across prime Dubai areas. Business Bay, JVC, Dubai Marina.
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