Capital Lock In Index for Informed Investment Planning

Capital Lock-In Risk Index | Dubai Real Estate

Property Analysis

Configure your investment parameters

Property Type

Location / Community

Price Band (AED)

Developer

Purchase Status

Off-Plan

Ready

Resale

Payment Completed (%)

Capital Lock-In Risk Index

Low Risk High Risk

0/100

Select Parameters

Risk Factor Breakdown

Assignment Restrictions

Developer approval requirements

Buyer Pool Depth

Available buyers in price segment

Days on Market

Avg. resale timeline in slow cycles

Developer Friction

NOC delays & transfer complexity

Buyer Pool by Price Band

Dec 2025

Under 1M

Deep

92%

1M - 2M

Deep

78%

2M - 5M

Moderate

54%

5M - 10M

Shallow

31%

10M - 25M

Thin

14%

Above 25M

Very Thin

Days on Market Analytics

Live Data

Normal Market

47 days

-8% vs 2024

Slow Cycle

142 days

Historical avg

Luxury Segment

89 days

+12% vs 2024

Off-Plan Resale

68 days

-5% vs 2024

Developer Approval Friction

Q4 2025

Emaar Properties

NOC Time

3-5 days

Friction

Low

Nakheel

NOC Time

5-7 days

Friction

Low

Meraas

NOC Time

5-8 days

Friction

Low

DAMAC

NOC Time

7-14 days

Friction

Medium

Sobha Realty

NOC Time

7-10 days

Friction

Medium

Omniyat

NOC Time

4-6 days

Friction

Low

Ellington

NOC Time

5-7 days

Friction

Low

Azizi

NOC Time

14-21 days

Friction

High

Danube

NOC Time

10-15 days

Friction

Medium

Binghatti

NOC Time

10-14 days

Friction

Medium

Samana

NOC Time

15-21 days

Friction

High

Select Group

NOC Time

5-8 days

Friction

Low

Reportage

NOC Time

12-18 days

Friction

Medium

MAG

NOC Time

10-14 days

Friction

Medium

Deyaar

NOC Time

8-12 days

Friction

Medium

Common Assignment Restrictions

Critical

Minimum Payment Threshold

Most developers require 30-40% payment before allowing assignment. Some require 50%+.

Assignment Fee (2-5%)

Developers charge 2-5% of property value as assignment/transfer fee, eating into profits.

Buyer Pre-Approval Required

New buyers must be approved by developer. Some reject buyers from certain nationalities or backgrounds.

Days on Market: Normal vs. Slow Cycles

200

150

100

Normal Market

Slow Cycle / Downturn

Exit Strategy Options

Plan your liquidity pathway before you need it

Direct Sale

List on open market through registered brokers. Best liquidity but may require price discount in slow markets.

45-120 days typical

Assignment Transfer

Transfer contract to new buyer before completion. Subject to developer approval and minimum payment thresholds.

30-90 days + approvals

Rental Hold

Generate yield while waiting for better exit conditions. Provides income but ties up capital longer.

5-8% gross yield

Capital Lock-In Risk Index

Property Analysis

Risk Factor Breakdown

Buyer Pool by Price Band

Days on Market Analytics

Developer Approval Friction

Common Assignment Restrictions

Days on Market: Normal vs. Slow Cycles

Exit Strategy Options

Direct Sale

Assignment Transfer

Rental Hold

pages

Company

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