True Cost of Ownership Calculator
Calculate the complete cost of purchasing property in Dubai including all government fees, charges, and ongoing expenses
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Cost Breakdown
Cost Distribution
Dubai Property Fees Explained
Understanding all costs involved in property ownership
DLD Transfer Fee
The Dubai Land Department charges 4% of the property value for transferring ownership. This is the largest single fee in any transaction.
Trustee Fee
Registration trustee office fees for processing the title deed transfer. Fixed at AED 4,000 + 5% VAT for properties over AED 500K.
Registration & Oqood
Title Deed fee for ready properties (AED 250) or Oqood registration (AED 2,100+) for off-plan purchases under construction.
Mortgage Registration
Charged on the loan amount when registering the mortgage with DLD. Includes AED 290 admin fee. Only applicable for financed purchases.
Service Charges
Annual maintenance fees charged by the building/community management. Varies by location from AED 10/sqft to AED 50/sqft for premium areas.
Admin Fee
DLD administration and processing fee for ready property transfers. Additional fees may apply for off-plan developer admin charges.