Dubai Investment Lab
10-Year Investment Outcome Simulator
Adjust the assumptions to see how a Dubai buy-to-let performs over the next decade — including equity build-up, rental cashflow and your net profit if you exit in different years.
Live forecast using Dubai-style yields, growth and 25-year mortgage tenor.
Your assumptions
AED · 10-year view
Purchase price
AED 1,500,000
Typical Dubai apartment ticket in established communities.
Down payment
25%
Most expat investors put 20–35% down, plus fees.
Mortgage rate (p.a.)
4.0%
25-year tenor, variable after fixed period.
Gross rental yield
6.0% p.a.
Dubai averages ~5–6% gross, up to 8–9% in some hotspots.
Price growth
3.5% p.a.
Long-run Dubai appreciation assumption over 10 years.
Service charges
1.5% of price / year
Approx. building + community fees as % of property value.
Exit year (if you sell)
Year 5
Shows profit if you sell in this year instead of holding full 10 years.
This is an illustrative simulator only. It assumes a 25-year amortising mortgage, rent re-rating with price growth,
and service charges fixed as a % of the original purchase price. It does not include DLD fees, agency fees, taxation
changes, vacancy, or FX risk.
10-year snapshot
Auto-animated on slider change
Projected value in year 10
AED —
Based on your price growth assumption.
Equity in year 10
AED —
Market value minus outstanding loan.
Net gain in year 10
AED —
Equity + net rent − initial cash in.
ROI & break-even
0%
Break-even: —
Total net gain (AED)
Equity only (AED)
Profit if sold in year 5: AED —